Buy now, pay later with Affirm




Divide the cost of a purchase over $ 300 into 3, 6, or 12 simple monthly payments *.

You only need to select Affirm at checkout.

* Subject to credit approval.

What is Affirm?

Affirm is the largest installment payment platform in Canada. It provides consumers with instant financing solutions through their preferred retailers, in-store and online.

By selecting Affirm as their payment method at checkout, customers can enjoy their purchase immediately by staggering their payments.

Why use Affirm?

Prequalification before purchase

Get your Affirm spending limit while you shop.

Fast and convenient transaction

Place your order quickly and easily by choosing Affirm as your payment method at checkout. Enter some information to get an instant decision and complete your purchase.

Simple payments

Affirm automatically withdraws your monthly payments from the payment method you choose: bank account or Visa or Mastercard debit or credit card

How can I use Affirm?

  1. Select Affirm at checkout

Shop from your favorite merchants that offer Affirm and select it when you pay.

  1. Configure your options

Use your cell phone number to set up your Affirm account in less than a minute.

  1. Enjoy your purchase!

Confirm your financing plan, and voila! Enjoy your purchase now and pay later

Do you have to meet certain requirements to use Affirm?

Yes. The requirements are as follows:

  • Be 18 years of age or older
  • Be a resident of Canada
  • Have a Canadian bank account or a Canadian Visa or Mastercard credit or debit card Your debit card must bear the Visa or Mastercard logo.
  • Have a Canadian phone number able to receive SMS
  • Meet the minimum amount required to use Affirm as a payment option at checkout

How to submit a request?

If your cart qualifies, you will be able to opt for Affirm monthly payments at checkout. After confirming your phone number, you will receive a unique password via SMS to confirm your identity. Then enter some information to get an instant decision. If you are approved, you will need to set up your repayment method with Affirm and agree to the terms of your funding plan.

Does Affirm do a credit check?

To learn more about Affirm and credit checks, please see this helpful FAQ article on the Affirm Help page.

I was unable to complete an Affirm transaction. What happened?

Unfortunately, Affirm is unable to provide funding plans for every applicant. This may be due to your credit file information, or the fact that Affirm has not been able to verify your identity or payment method.

What are the forms of payment accepted?

Affirm currently accepts direct debits from a Canadian bank account, Visa or Mastercard credit or debit card. Debit cards must bear the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

How do I track my payments and access my Affirm account?

Your login details to access your Affirm account can be found in the confirmation email you received after completing the transaction. Can’t find the details? Please contact the Affirm team.

Monthly payment amounts, interest and loan terms may depend on your personal credit report.

Certain conditions apply. All transactions are subject to approval by Affirm.

Loan offers may vary for Quebec customers.

* Certain conditions apply and all transactions are subject to approval by Affirm. The amount of your monthly payment and the interest you will pay depend on your credit report .  Please see the Terms and Conditions for full details.

* The amount of your monthly payment, the interest you will pay and the terms of the loan offered depend on your personal credit report . Conditions apply and all transactions are subject to approval by Affirm.

* Please note that Affirm is an independent payment company and that Wireless warehouse of Canada inc. does not affect the approval of your payment with Affirm. If you are having difficulty with your order, please contact

Affirm Customer Service.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout.

A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see